South End Capital
For loans up to $500,000, our application-only program requires no bank statements, tax returns, or financial statements.
Founded in 2009, South End Capital is a division of Stearns Bank N.A., a $3.6 billion institution. We offer innovative, no- and low-documentation commercial real estate loans up to $1 million nationwide, with the ability to close in weeks, not months. For loans up to $500,000, our application-only program requires no bank statements, tax returns, or financial statements. Only a few additional items are needed for requests exceeding $500,000. We consider most real estate types, including raw land, houses of worship, and 1-to-4 family rental properties. There are no minimum property occupancy, cash-flow, or debt-service requirements. Properties can be held personally or under an entity, and we accept borrowers who are U.S. citizens, legal permanent residents, non-profits, or ITIN holders. Brokers and referral partners are welcome; we offer fee protection and pay competitive referral fees up to 3%!
Founded by Noah Grayson
Highlights
- Most real estate is considered including raw land, houses of worship, and 1-to-4 family rental property.
- Property can be held in an entity or personally, and borrowers can be U.S. citizens, legal permanent residents, non-profits, or ITIN holders.
- We offer innovative, no- and low-documentation commercial real estate loans up to $1 million nationwide, and can close in weeks, not months.
- Borrowers and brokers are welcome! For brokers we offer fee protection and pay competitive referral fees up to 3%!
Contact South End Capital
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