2 MIN READ - SBA working capital loans continue to be a strong option for small businesses, even amidst government-induced delays. With SBA-preferred lenders reducing dependence on government processes, approvals are streamlined. Fintech and AI enhancements have made these loans both accessible and affordable, featuring competitive rates tied to the Prime rate. With flexible terms and simplified documentation, SBA loans provide an ideal starting point for businesses seeking financing, offering advantages over many traditional and alternative options.