SBA or Small Business Administration loans can be a great, low interest rate financing option for small business owners. There are also a ton of SBA lenders to choose from that specialize in different things. The problem with almost all SBA lenders is that they focus on borrowers with credit over 680 who have above [...]

There is a lot of confusion on the internet surrounding what a private money loan actually is. People often ask whether a private money loan is different than a hard money loan, or if a private money loan is the same as a bridge loan? These are questions that potential borrowers considering an easier loan [...]

In your search for commercial real estate or investment residential real estate financing you may have encountered the terms “stated income loans” or “full documentation loans”. This terminology has to do with how a lender will underwrite your application for financing, meaning what type of documentation they will require from you to consider approving your [...]

Founded in 2009 by Noah Grayson as a nationwide, non-conforming commercial lender, South End Capital became a division of Stearns Bank N.A., a $2.4 billion financial institution, in June of 2021. South End Capital’s innovative balance-sheet lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. The company’s [...]