Operating a restaurant can be a great joy, people come to your establishment for good food and relaxation at the end of a long day, and you get to see the satisfaction on their faces after they enjoy a delicious meal in a comfortable setting you created. Any restaurant owner knows that the day-to-day operations [...]

Most small business owners seeking capital will at some point come in contact with SBA financing. SBA financing is guaranteed by the Small Business Administration (SBA), a United States government agency focused on expanding capital access to small businesses. The SBA doesn’t provide financing, instead it serves as a back-stop to participating lenders approved to [...]

Despite the mental image it may evoke (see above), a business loan marketplace is not a physical location you can visit to pick out a business loan along with your weekly produce. It’s also not just a fancy or creative name for an online loan broker, although there are some similarities. A business loan marketplace [...]

Did you know it’s illegal for a loan broker, loan agent, loan packager, consultant or referral source (aka loan intermediary) to charge you a fee associated with an SBA loan unless it’s disclosed on an SBA Form 159 and is signed and agreed to by you, the loan intermediary and the lender? This is a [...]

Banks offer many different types of small business financing, but it is often difficult to locate a bank and financing type that is right for you. One of the best types of small business financing that a bank may offer is known as a business term loan. A business term loan is not so much [...]