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SmartBiz Bank
Can You Access SBA Financing During a Government Shutdown?
2 MIN READ - During a shutdown, existing SBA loans usually continue to be serviced without interruption, but new applications may face delays due to halted SBA approval and funding. Small businesses should stay informed, communicate with lenders, and consider alternative financing options if quick funding is needed.
How to Manage Cash Flow When Sales Are Unpredictable
2 MIN READ - Learn practical steps to stabilize cash when sales fluctuate: build a 90-day rolling forecast, prioritize expenses, speed up receivables, manage payables, and keep short-term liquidity options. Includes a quick action plan to start smoothing cash flow this week.
Will Business Loan Rates Go Down in 2025?
Rising interest rates have made borrowing more expensive, leaving many owners asking: will business loan rates go down in 2025? Explore expert insights and what to expect.
Federal Reserve’s 25-Basis-Point Rate Cut: A Boost for Small Businesses
The Federal Reserve’s 25-basis-point rate cut can impact small businesses’ borrowing costs. Learn how this move may create opportunities for financing, expansion, and smarter financial planning.
Preparing Your Business for Post-Election Changes
Political shifts can affect regulations, taxes, and business policies. Learn how to prepare your small business for post-election changes and navigate potential impacts with confidence.