Working capital consistently ranks among the top financing needs for small business owners but what it is, or what it can be used for still remains a mystery to many. Under its most basic definition, it is cash-on-hand to fund the continued operation of your business. Not all business owners need to take a loan [...]

There are so many different types of business financing available today it can be daunting wading through all of them to figure out which one is right for you. In your search for business financing it is very likely that you have heard of a business term loan, but what exactly is it? A business [...]

SBA is an acronym for the Small Business Administration which is a government agency that guarantees small business loans. A common misconception is that the SBA actually makes loans to businesses directly, when really it is independent bank and non-bank lenders as well as CDCs (Certified Development Companies) that provide the financing. In the event [...]

If you’ve found this article then chances are you’re a small business owner who may not be familiar with what a business credit line is or how it works. In all likelihood, you know about loans and have probably even taken one out for personal or business needs; but a loan isn’t always the best [...]

Congratulations on starting your business or choosing to start a business, it can be a rewarding and exciting adventure but it is not for the faint of heart. Don’t despair, there are over 28 million small business owners in America so although the road ahead may seem difficult, you are not alone. Anytime you have [...]