Did you know it’s illegal for a loan broker, loan agent, loan packager, consultant or referral source (aka loan intermediary) to charge you a fee associated with an SBA loan unless it’s disclosed on an SBA Form 159 and is signed and agreed to by you, the loan intermediary and the lender? This is a [...]

The Federal Reserve interest rate cut may give some much needed relief to the crushing student loan debt held by millions of Americans. However, federal student loan interest rates still range from 4.53% to 7.08%, making them unaffordable for many. There is presently over $1.3 trillion of outstanding student loan debt spread out over 44 [...]

The American Security Council Foundation reports that there are over 891,000 emergency medical service (EMS) personnel, 800,000 police officers, and 1.13 million firefighters in the United States. When you consider that there are over 28 million small businesses in the United States, a considerable portion of those are owned by current or past first responders. [...]

Having no or a low personal credit score can certainly make it difficult to obtain financing. Most mainstream business lenders prefer to provide funding to borrowers with established credit over 680, but these days alternative business capital is abound making it easier for business owners with credit scores down to 550 or even 500 to [...]

Banks offer many different types of small business financing, but it is often difficult to locate a bank and financing type that is right for you. One of the best types of small business financing that a bank may offer is known as a business term loan. A business term loan is not so much [...]