South End Capital
Full spectrum capital solutions for emerging and expanding businesses.
Founded in 2009 as a nationwide, non-conforming commercial lender, South End Capital became a division of Stearns Bank N.A., a $3.2 billion financial institution, in June of 2021. South End Capital’s innovative balance-sheet lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. The company’s tech-enabled platform and premier customer support offers equal access to industry-leading financing. Access expedited and automated small business and commercial real estate financing with dedicated live support. A streamlined application process enables eligible borrowers to compare multiple financing options—and funds can be used for most business purposes such as to buy equipment or inventory, purchase or refinance real estate, working capital, or to consolidate debt. We can even consider borrowers turned down by other lenders due to low credit or other financing barriers!
Founded by Noah Grayson
Highlights
- One streamlined application enables eligible borrowers to compare multiple financing options from $1K to $15M—and funds can be used for most purposes.
- Access a revolving business credit line that operates like a credit card, usually offering a higher credit limit and lower interest rate.
- No documentation and application-only commercial real estate financing (even land!) up to $1,000,000.
- We are one of the nation’s top equipment lenders and tech-powered loan marketplaces, financing is available for most industries and credit profiles.
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